Flip 360 INVESTOR PITCH · JULY 2026
Flip 360
Investor Pitch · July 2026

The trust layer for the referral economy.

A landscape walk-through in three chapters.

1 Let's take a look under the hood
2 Let's take a look around Flip 360 productivity (CRM.OS)
3 Let's take a look at Matt in the media
Matt Punter
Mathew Punter
Founder · Flip 360
Matt Punter · Founder
CHAPTER 1

Let's take a look
under the hood.

How Flip 360 actually moves the money. In plain English. Then live under the hood.

→ press right arrow or click Next
The insight

Every referral is a contract.
Contracts need signatures.

Every day, professionals refer clients to each other. Almost none of it is signed, tracked, or paid.

The whole system runs on three implicit signatures nobody captures:

Referrer

"I sent this person on this date, for this deal type."

Client

"Yes, I consent to be introduced and tracked."

Recipient

"Yes, this deal closed. I owe the referrer their share."

The commission engine · in plain English

How a deal becomes money.

Every deal walks a 5-state pipeline. Each state is on-chain, timestamped, and irreversible. The animation below shows one deal, one journey.

PENDING
We know about it. Nothing moves yet.
COOLING OFF
Customer has time to change their mind.
ELIGIBLE
Customer signed H4. Ready to pay.
APPROVED
Finance approved. Payment queued.
PAID
Money moved. Immutable. On the chain.
Animation loops. Walk through each state at your own pace.
What the engine guarantees

Six properties. Non-negotiable.

Immutable record

Every event hashed and chained. Editing history breaks every downstream signature.

Non-repudiable

Ed25519 signatures on hardware-bound keys (Secure Enclave, StrongBox). No password, no shared secret.

Idempotent

Every payout keyed on envelope_sha256 + idempotency_key. Retries safe. Double-pays impossible.

Three-way reconciliation

Referrer, recipient, and customer all sign. If any refuses, nothing moves.

Evidentiary trail

Every deal has a downloadable evidence pack: envelopes, signatures, timestamps, hashes.

Regulator-ready

Best-interests duty, AML, complaints — the same evidence pack answers all of them.

Chapter 1 close

Now let's actually
look under the hood.

Everything you just saw is live in the platform. Real chain. Real signatures. Real payouts. See it running.

  Open the live demo
Opens the live commission engine in a new tab. Come back here when you're done.
CHAPTER 2

Let's take a look around
Flip 360 productivity.

CRM.OS — the operating system that runs on the chain. Filter left. Charts right. Every number auditable.

The dashboard shape

Filter left. Live charts right.

The 6 D-widgets aggregate every deal, referral, and pool contribution. Nine cross-filter levers on the left slice the whole picture in real time.

FILTERS
All time
Sunshine Coast
Mortgage
Q3 2026
Community pool ×
Any filter change → all 6 widgets update in real time
GMV routed
$4.28M
Referrals signed
312
Community paid
$18.4K
Active pros
47
Chain health
100%
Disputes
0
The 9 levers

Slice any way you look at it.

Every question an investor, regulator, or ops manager asks — "how are things going in mortgage in Q3 in the Sunshine Coast community pool?" — is one filter combination away.

The filters compose. Nine levers × interactive → thousands of legitimate views into one dataset.

Time period
Geography
Vertical
Professional
Community pool
Deal stage
Referral source
Vote outcome
Deal size
Chapter 2 close

Take it for a spin.

Every screen you just saw is live. Click filters. Drill into deals. Download evidence packs. It's not a mock — it's the platform.

  Open CRM.OS   See commercial dashboard
CHAPTER 3

Let's take a look at
Matt in the media.

The founder, in his own words — and other people's.

Matt Punter · editorial
Why Matt is building this

25 years on every side of the referral problem.

Ex-BOQ Bank Manager (Cairns). Built and sold a mortgage broking startup. Grew Conveyancing Works into Australia's largest — sold to Slater & Gordon. Ran national BD for S&G. Now runs award-winning TSC Mortgage Brokers on the Sunshine Coast.

Every one of those businesses ran on referrals. Every one of them lost value to referrals that couldn't be tracked, attributed, or paid.

Flip 360 is the platform he wished existed while he was building the last three.

Ultra-marathon runner Caloundra SLSC lifesaver Type 1 Diabetes fundraiser Rugby League tragic (QLD)
Matt Punter, founder
Where you've heard Matt

In the media.

Podcast appearances, industry press, LinkedIn thought leadership, community recognition — the trail speaks for itself.

Podcast
[TBD-MATT] Industry podcast appearance
to be linked
Press
[TBD-MATT] Industry feature
to be linked
LinkedIn
[TBD-MATT] Thought leadership post
to be linked
Award
TSC · multi-award-winning practice
Mortgage broking
Matt Punter
The round is open

$500,000
angel round.

Building the community pool, funding compliance, and onboarding the first cohort of Community Managers. Matt is on the road throughout July 2026.

Founder
Mathew Punter
Sunshine Coast, QLD
Capital
Carla Oliver